With OneVest, you get access to a variety of products and strategies beyond normal stocks and bonds. This means your portfolio has great diversification across multiple asset classes depending on what's most appropriate for your risk tolerance and time horizon.
Because we manage your investments on a discretionary basis, we choose an appropriate risk & return level and asset class composition for you based on the information you provide during sign-up and onboarding to our app.
How can I see what I’m invested in?
In the OneVest app, you can find this information in the Holdings tab on the home screen. The asset classes that you’re invested in should show as percentages on the right hand side of your screen.
We don’t list the individual securities of each asset class that you’re invested in since they can change from time to time within your portfolio; however, we provide a snapshot of them in your monthly statements.
Where can I see my risk & return level and holdings?
In the OneVest app, you can find this information in a few places:
- During onboarding in your Investor Policy Statement (IPS) agreement, you can find your assigned risk & return level, as well as target asset class holdings.
- Once in the app, by navigating to the Holdings tab from the Home screen to see your holdings across all Goals
- Once in the app, by navigating to a specific Goal and then Portfolio, to see the risk & return level and asset class breakdown for that Portfolio
- Once in the app, by navigating to your Profile > Documents > Account Agreements, and select the appropriate Investment Policy Statement for the Portfolio you're interested in.
Can I change my portfolio's risk & return level?
In the majority of cases, if you've entered your financial and risk tolerance questions appropriately during onboarding, your risk & return level is going to be appropriate for your goal.
However, certain material changes to your situation can have an impact on what portfolio is most suitable for you.
If you have questions about this, feel free to reach out to our support team to learn more.
Why do you use target allocations?
Since we actively manage your portfolio according to changing market conditions, we maintain your overall portfolio against target allocations to best optimize for risk & return against your Goals.
Changes to your holdings around these ranges are normal and expected. When your holdings end up out of balance, we will automatically bring them back into appropriate ranges for you: no effort required!
The target asset class allocations for each of our portfolios can be found below:
Your capital is at risk with any type of investment. The value of your portfolio with OneVest can increase or decrease. Past performance is no guarantee of future results. Please read our investment risk disclosure for more information.